Recoup vs Recurly
Recurly is a full subscription billing platform that includes dunning management as one of many features. It handles billing, invoicing, revenue recognition, and payment recovery — but starting at $249/month, it is a significant investment when you only need the dunning piece.
Pricing Comparison
Recurly
- Starts at $249/month — a full billing platform, not a focused dunning tool
- Requires migrating your billing infrastructure away from Stripe
- Massive implementation effort with weeks or months of engineering work
- Overkill if you only need failed payment recovery and already use Stripe
Recoup
- Focused on dunning only — no billing platform migration required
- Connects to your existing Stripe in minutes, not weeks
- Starts at $19/month — over 10x cheaper than Recurly's entry tier
- Zero engineering effort — OAuth connection and you are live
Feature Comparison
| Feature | Recoup | Recurly |
|---|---|---|
| Automated dunning email sequences | ||
| One-click card update portal | ||
| Recovery revenue dashboard | ||
| Stripe-native (OAuth connect) | ||
| No code changes required | ||
| Flat-rate pricing | ||
| Works alongside Stripe retries | ||
| Pre-dunning card expiry alerts |
Key Differences
Recurly is a legitimate option if you are building a billing system from scratch and want dunning baked in. But if you already use Stripe for billing and just need to recover failed payments, migrating to Recurly for the dunning feature alone makes no sense. Recoup adds recovery to your existing Stripe setup in minutes, at a fraction of the cost, with no engineering overhead.
Frequently Asked Questions
Should I switch from Stripe to Recurly for dunning?
No. If you are already on Stripe, switching to Recurly just for dunning is a massive undertaking that is not justified. Recoup adds automated recovery to your existing Stripe account in minutes for $19/month.
How does Recurly's dunning compare to Recoup?
Recurly includes dunning as part of its full billing platform ($249+/month). Recoup is a standalone dunning tool ($19/month) that does one thing well: recover failed payments with automated email sequences and card update portals. If you only need recovery, Recoup is more cost-effective.
Does Recoup work if I use Recurly for billing?
Recoup is built specifically for Stripe. If you use Recurly for billing, you would use Recurly's built-in dunning features. Recoup is the right choice for Stripe-based businesses that want dedicated recovery without a full billing platform.
Switch to Recoup
Recover failed Stripe payments automatically. Connect in minutes, start recovering revenue today.